Topic: Payment gateways?

I'm about to launch a commercial app, but haven't figured out yet how I want to get paid after the beta.   Any suggestions on a good payment gateway?

High-Tech Creative Services http://new.techism.com/

Re: Payment gateways?

They're all the same, generic, it's like asking for recommendation for paper towels.  The biggest issue I faced was supplying the underwriting information they required,  in which case using the same credit card processing house my bank used helped.

Joe got a job, on the day shift, at the Utility Muffin Research Kitchen, arrogantly twisting the sterile canvas snout of a fully charged icing anointment utensil.

Re: Payment gateways?

What about merchant accts and all that jazz?  Im dismissing what i thought i knew about this stuff.  Trying to figure out how to go from zero to tAking cards online...

High-Tech Creative Services http://new.techism.com/

Re: Payment gateways?

have you thought about using something like google check out or pay pal's version?

Re: Payment gateways?

Well, you should really start by looking at Active Merchant.
This will give you a consistent interface to many many payment gateways.
Have a play with PayPal or Google checkout using Acitve Merchant and then expand a bit to others that you might be intersted in using.
There are some good Railscasts on this

#141 - #143 http://railscasts.com/episodes/141-paypal-basics deals with implementing PayPal yourself
#144 - #145 http://railscasts.com/episodes/144-acti … ant-basics deals with ?Using Active Merchant and then #146 deals with PayPal express

What you want and what you need are too often not the same thing!
When your head is hurting from trying to solve a problem, stop standing on it. When you are the right way up you will see the problem differently and you just might find the solution.
(Quote by me 15th July 2009)

Re: Payment gateways?

Paypal's a good starting point as they offer merchant account and processing rolled into one.  The online Paypal Manager is quite good too.

Braintree specialise in Rails projects and their tech support guys will help you out (to a certain extent) with integrating.  I think they had a minimum transaction limit at one time but it might have been removed now.

Robin

Re: Payment gateways?

Good idea!

Re: Payment gateways?

I personally love wepay.com

Here is why I don't usually want to store user credit card info on my server for liability issues. However unless you sign up for their highest level membership and write a-lot of back end code paypal and many of the others is nothing more than a publicly view-able form that posts to pay palls server. This gives the user insights into the variable names and also allows them to change them. They can use inspect element or curl but the point is they can literally change any of the variable they send pay pal. Wepay is super bad ass in your controller you just tell them the amount and some other data and their server sends back a url to redirect the user to. The user then pays through them and gets redirected to a place of your choosing. A response is also sent from wepay to your server which you can handle as you please. In my onion this the best solution out there. Oh and all of this can be done with about 12 lines of ruby code I was happy when I found this gem.

Last edited by tyger86 (2012-12-09 03:27:55)